Can I get a personal loan with a low credit score from Paisaontime?
Yes, you may still be eligible for a personal loan even with a low credit score. However, the loan amount and structure may be affected. Paisaontime considers various
factors apart from the credit score to evaluate loan applications.
What is a loan top-up and how can I avail it from Paisaontime?
A loan top-up is an additional loan amount given to a borrower who has an existing loan. Paisaontime offers loan top-ups to eligible borrowers who have made regular repayments
on their current loan.
How do I choose my loan tenure with Paisaontime?
You can select your loan tenure based on your repayment capacity and financial goals. Paisaontime offers
flexible loan tenure.
Will I get a loan if I get my salary in cash?
At this point in time, we only give loans to those individuals who get their salary via bank transfer – directly from their employer. We will not be able to give loans to those
individuals who get their salaries in cash.
Am I allowed to change the loan amount once I’ve applied for it?
No, you can’t change your loan amount on the app after you’ve submitted your application. If you’ve made any errors during the application process, please email us
at info@paisaontime.com, Do keep in mind that you can’t change the loan amount or the terms after you’ve reviewed and submitted the Loan Agreement.